If an auto policy has split limits of 30/50/25, what is the maximum amount the policy will pay for injuries to one person in a single accident?

If an auto policy has split limits of 30/50/25, what is the maximum amount the policy will pay for injuries to one person in a single accident?

• A. $30,000
• B. $50,000
• C. $25,000
• D. $75,000

Answer: (A)

Split limits describe how much liability coverage pays for bodily injury and property damage in two parts. In a 30/50/25 setup, the first number is the maximum the policy will pay for injuries to a single person in one accident. So, for injuries to one person, the policy will pay up to $30,000. The second number, $50,000, is the total amount the policy will pay for all bodily injuries in that accident, and the third number, $25,000, is the limit for property damage. Thus, the maximum amount for injuries to one person is $30,000.

Split limits describe how much liability coverage pays for bodily injury and property damage in two parts. In a 30/50/25 setup, the first number is the maximum the policy will pay for injuries to a single person in one accident. So, for injuries to one person, the policy will pay up to $30,000. The second number, $50,000, is the total amount the policy will pay for all bodily injuries in that accident, and the third number, $25,000, is the limit for property damage. Thus, the maximum amount for injuries to one person is $30,000.